Commercial Small Business Packages
"There are around 4 million businesses in the UK with small businesses accounting for around half of all employment"
Department of trade and industry
Small Businesses, shops, offices, public houses, restaurants, surgeries and property owners insurances broadly all fall under the umbrella of package insurances in the commercial insurance sector.
Insurers provide some of the widest covers available for these classes of business and will usually provide very wide cover based on very limited information.
Package cover premiums are generally lower than most other classes of commercial insurance.
However, a small number of claims can adversely affect premiums significantly, therefore, a positive approach to reducing risk can provide competitive long term premiums.
Key considerations
• Class of business
• Cover levels required
• Premises
• Security
• Risk management
Pages within this section
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- Liability
- Business Property and Loss Of Profits
- Motor Fleet
- Construction
- Engineering
- Goods In Transit
- Directors and Officers
- Professional Indemnity
- Commercial Legal Expenses
- Commercial Motor
- Motor Trade
- Small Business Packages
- Accident and Sickness
- Terrorism
- Other Commercial Covers
- Instalment Facilities
- Glossary of terms
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Turner Insurance Services Ltd t/as Turner and Company, 34-36 Princess Road West, Leicester, LE1 6TQ
Tel: 0116 2999000 Fax: 0116 2999001 | Contact us
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